CZ, founder of Binance, highlighted two parts of the space that have already proven themselves at scale. Crypto exchanges and stablecoins. He then pointed to three exciting frontiers that could shape how digital assets touch everyday life in the years ahead.
Exchanges are platforms where people buy and sell crypto like Bitcoin and Ethereum, and stablecoins.
What’s Already Working
CZ said that exchanges and stablecoins have shown real utility. Exchanges process billions in trading volume daily, and stablecoins have become the backbone of much of that activity because they combine blockchain speed with familiar value. In a market known for volatility, stablecoins give traders a reliable base to manage risk and move funds quickly across borders.
A recent trend underlines this point. According to industry data, stablecoins regularly account for more than half of crypto trading volume on major exchanges. This is a sign that traders and institutions use them as a core tool for liquidity and risk management. This deep usage suggests the market values these building blocks not just as speculative instruments but as practical finance tools.
.@cz_binance on what’s working in crypto – and what’s next – at @wef Davos 🔥
What’s proven at scale: exchanges & stablecoins.
The next frontier:
> State-level tokenization of assets
> Crypto as the invisible payment rail
> AI agents transacting autonomously, using crypto as… pic.twitter.com/PG3eoNBMRV— YZi Labs (@yzilabs) January 22, 2026
The Next Frontier
Looking ahead, CZ outlined three areas he believes could drive long term growth:
- State level tokenization of assets
Tokenization means turning real world assets like infrastructure, real estate, or government bonds into digital tokens on a blockchain. CZ says he is in talks with more than a dozen governments about this approach, which could unlock new funding models and make traditionally illiquid assets easier to trade. - Crypto as the invisible payment rail
Rather than consumers holding crypto directly, digital assets could power the underlying settlement of payments. In this vision, users might pay with familiar cards or apps, while stablecoins or other digital assets execute the settlement behind the scenes, making crypto a quiet but essential layer in the payment system. - AI agents transacting autonomously
Perhaps the most futuristic idea CZ mentioned is AI agents, autonomous programs that could transact on behalf of people or businesses. CZ suggested that as AI grows more sophisticated, crypto could become the native money these agents use to buy services, settle accounts, or manage portfolios automatically.
.@cz_binance recalls the post-FTX chaos at @wef: in Dec 2022, Binance processed ~$7B in withdrawals in a single day — and ~$14B in a week.
The exchange held through the storm, proving itself as resilient financial infrastructure.
Today, he brings that wisdom forward, backing… pic.twitter.com/wsFNJXefxI
— YZi Labs (@yzilabs) January 22, 2026
What It All Means
For investors and curious newcomers, CZ’s remarks point to an industry moving beyond early waves of speculation toward more integrated financial and technological roles. Exchanges and stablecoins laid the groundwork. Tokenization, invisible payments, and AI transactions could bring crypto into everyday economic life.
Disclaimer
The information provided by Altcoin Buzz is not financial advice. It is intended solely for educational, entertainment, and informational purposes. Any opinions or strategies shared are those of the writer/reviewers, and their risk tolerance may differ from yours. We are not liable for any losses you may incur from investments related to the information given. Bitcoin and other cryptocurrencies are high-risk assets; therefore, conduct thorough due diligence. Copyright Altcoin Buzz Pte Ltd.
